Amazing nature landscapes by Nikolaj Lund, semi-pro photographer based in Aarhus, Denmark.In the summer 2008, after winning 2nd prize in Canon`s “The Assignment” in the category “Landscape”, Lund desided to skip the music and go for photography. In september Nikolaj won 2nd prize in “Cultures on my streets” photo competition in Brussels. Enjoy the awesome and very professional nature photos.
Latest Update :-
NEW YORK (The Street) -- Insurance stocks are the second-most volatile of any industry after banking shares, ensuring there's still money to be made on prudent picks.
TheStreet.com's recommended insurance-stock portfolio from five weeks ago, based on price-to-book value, has surged 50%, compared with a 4.2% gain in the S&P 500 and a 7% increase in the benchmark index's insurance subset. There are still opportunities to be had, as the economy rebounds, pushing up premiums, and as insurers restock capital, giving them a cushion. (Price-to-book value is calculated by taking a company's share price and dividing it by book value per share. Book value is the net asset value of a company, measured by total assets minus intangible assets (patents, goodwill) and liabilities.
Insurers' shares rise and fall frequently, as seen by their so-called beta value of 1.49 versus the S&P 500. Only banking stocks, such as Citigroup and Bank of America, are higher, at 1.51. Industrial companies, represented by General Electric and Boeing, have a beta of 1.08, and consumer staples, which include Wal-Mart and Coca-Cola, are at 0.53.
The star insurance performer was the Phoenix Cos., up 80% over five weeks. PMI Group rose 77%, Conseco increased 76% and Radian Group jumped 75%. Since June 24, Radian has soared almost five-fold.
